Retail banking and payments industry 2025: trends in the era of technological sovereignty

2025 has become a point when the Russian banking sector finally ceased to be a mirror of global models and began to form its own architecture. 

2025 has become a point when the Russian banking sector finally ceased to be a mirror of global models and began to form its own architecture. The intensifying sanctions and a break with international payment systems have transformed the concept of “technological sovereignty” from a slogan into a practical business strategy. This is not only a forced transformation, but also a chance to build a new ecosystem based on our own standards, payment solutions and independent digital technologies.