PLUS №3 (335), 2026
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Stagflation, more expensive borrowing for troubled businesses, and the war against VPNs. What March 2026 will be remembered for by the Russian economy and society
The first month of spring was marked by a gradual easing of monetary policy through lowering the key interes... Read
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What does the legislation have in store for banks? 5 questions for top staffers
We continue one of the formats of the “Legislation” column with a new blitz interview with JSC Bank Ingo Boa... Read
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Alla Bakina, Bank of Russia: “The Digital ruble and the universal NSPK QR code are inter-related”
We discuss with Alla Bakina, Head of the Bank of Russia's Payment System Department, how the introduction of... Read
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Installment and BNPL: when they increase sales de facto
With expensive loans and the high cost of money in the economy, installment plans and BNPL services are beco... Read
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Why sellers need to rethink the BNPL concept in 2026
CMSPI Junior Economist Meera Navale discusses the evolution of the “Buy Now, Pay Later” concept and how sell... Read
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The Digital Ruble: A wallet without myths, or the Specifics of “state-owned crypto"
Two persistent myths have emerged in the media surrounding the digital ruble (DR), which literally migrate f... Read
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Fintech after import substitution. Application software, Open Banking, and AI are shaping the 2026 agenda.
Import substitution in the Russian financial sector has entered a phase of deliberate development. The basic... Read
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Crypto market 2026: Transformation of Cryptocurrencies, DeFi on the rise, and formation of a new financial infrastructure
Ben Zhou, founder and CEO of Bybit, the second-largest crypto exchange with 81 million users, spoke in Alexa... Read
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Cryptocurrencies in Russia and globally: new reality of the financial market in 2026
In 2026, cryptocurrencies in Russia and around the world will no longer be perceived as an experiment. A new f... Read
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The future of cryptobanks in Belarus: What has changed since January, 16 and what else still needs changes
Is Belarus capable of using the cryptobanking model to create a holistic precedent for the integration of tr... Read
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A Rub300,000 ceiling for non-qualified investors and BTC backed loans
The open gathering of the Blockchain Academy took place on March, 12, for the first time this year. Academy ... Read
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Tatiana Zharkova (Avito): How Artificial Intelligence is changing e-commerce, fintech, and cybersecurity
We continue our conversation with Tatiana Zharkova, Director of Financial Services at Avito, a company that ... Read
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Chinese cinema market 2025: Artificial intelligence becomes the main driver
Anton Dozhdikov, PhD in political science and senior researcher at the Institute of Socio-Economics and Poli... Read
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The banking system is not ready for an AI-agent economy. Russian experts comment on statements by Changpeng Zhao, the founder of Binance.
As Changpeng Zhao, the founder and former CEO of Binance, one of the largest cryptocurrency exchanges, state... Read
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ALLIANCE DAY from ATM ALLIANCE: long-term cooperation as the key to success
ATM ALLIANCE held ALLIANCE DAY, an invitation-only event. The partner meeting was aimed at developing th... Read
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The Future of payments: from biometrics to IoT payments
Biometrics and the Internet of Things (IoT) are technologies that have recently been increasingly developing... Read
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By 2035, e-commerce will sell the quality of digital communication with consumers
... Read
