The anatomy of the ideal payment in 2025: speed of the Faster Payment System, AI security, and the versatility of QR Code

The Russian payment system is actively implementing new technologies to create sought-out payment products and services, which makes it objectively considered one of the most modern systems in the world. The regulator, represented by the Bank of Russia, also officially recognizes technology as a key priority. Artem Zhuravlev, Method Product Owner at Paygine, explains what the anatomy of an ideal payment looks like in 2025 and what Russians expect from payment products.

The Russian payment system is actively implementing new technologies to create sought-out payment products and services, which makes it objectively considered one of the most modern systems in the world. The regulator, represented by the Bank of Russia, also officially recognizes technology as a key priority. Artem Zhuravlev, Method Product Owner at Paygine, explains what the anatomy of an ideal payment looks like in 2025 and what Russians expect from payment products.