PLUS №4 (324), 2025

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Financial switch and architecture of trust. Is Europe at a Pan-European payment crossroad?
The April appearance of ECB President Christine Lagarde at the Newstalk radio station brought no revelations, ... Read
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German Neglyad, Rosfinmonitoring: “We are in a permanent search for the optimal balance between security and accessibility of financial services”
An interview with German Neglyad, State Secretary and Deputy Director of Federal Financial Monitoring Service,... Read
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Fintech in Uzbekistan. Trends 2024–2025
Amidst a rapidly changing global political and economic situation, fintech in Uzbekistan goes ahead in its dev... Read
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Banking and fintech in Uzbekistan from Hamkorbank’s perspective: “We are seeing the intensive implementation of innovative solutions and approaches”
Director of Partnership Service at Hamkorbank Denis Lakomov, an expert in financial technologies with experien... Read
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Banking UX in the era of change. Digital banking trends 2025
“Cashback Roulette”, proactive tips and a catch-up game played by web versions and mobile apps: USABILITYLAB p... Read
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Mobile banking in Uzbekistan. Analysis of reviews and evolution of apps
Mobile apps have become a key channel of interaction between banks and clients in Uzbekistan. This article pre... Read
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PITCH, or What the next generation social network should be like
In the world of digital technologies, where large social networks and messengers dominate, creating something ... Read
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The future of European payments. From cash to digital euro
The European payment landscape is undergoing a profound transformation driven by technological advances, chang... Read
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Prospects for a Pan-European payment system – a view from Russia
So, it is time for Europe to start developing its own payment infrastructure, more isolated from the influence... Read
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Artificial Intelligence in Fintech – Trends 2024–2025. Russia and Central Asian Countries
The financial industry stands on the verge of a new era, where artificial intelligence is becoming a key drivi... Read
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How blockchain can strengthen cybersecurity and prevent data falsification in the financial sector
In recent years, cyber threats in the banking sector have become increasingly planned processes, and at the sa... Read
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T-Bank: “We have entered the era of struggle between banks’ AI platforms and AI solutions of criminals”
At the sidelines of the Ural Forum “Cybersecurity in Finance”, the PLUS Journal discussed with Ruslan Iskyandy... Read
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UR-code. A new able-to-get mechanism for identity verification
Pavel Esakov, an independent expert and regular author of the PLUS Journal, discusses the potential for use of... Read
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Bug Bounty and cybersecurity. Trends, challenges and prospects
On the sidelines of the Ural Forum “Cybersecurity in Finance”, the PLUS Journal invited Bug Bounty BI.ZONE pro... Read
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Instead of cashback. How banks can maintain customer loyalty
For intrinsic macroeconomic reasons, Russian banks have less and less opportunities to pay large cashbacks. An... Read
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Digital Uzbekistan 2025: new expert speakers at the PLUS-Forum!
A premier event in Central Asia, the 5th International PLUS-Forum “Digital Uzbekstan”, supported by the Nation... Read