PLUS №12 (332), 2025
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We're wrapping up 2025 and making projections for 2026. What does the digital ruble have in store for us?
Colleagues, dear partners, and friends! The PLUS Group team wholeheartedly wishes you a Happy New Year and Mer... Read
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Key takeaways of the Fifth International PLUS-Forum Digital Kazakhstan
On November 26, 2025, the International PLUS-Forum Digital Kazakhstan, one of the key events in the financial ... Read
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Digital Transformation of the Eurasian Economic Union from a Participant's Perspective
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New Formats of Cooperation with Foreign Players
The volume of foreign direct investment into Russia has more than halved in recent years. However, cooperation... Read
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Vadim Uvarov: “Our task is to create mechanisms to protect citizens from fraud.”
A key trend for 2025 is the intensive fight against social (criminal) engineering, which is being implemente... Read
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AI and Neural Networks: How They Are Changing the Cybersecurity Landscape in Russia
In the fall of 2025, the Russian cybersecurity sector was under dual pressure: on the one hand, the evolution ... Read
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Near-physical cyberattacks. The Big Hack Theory
Security today is more than just hardware, passwords, and antivirus software. It's a complex, nuanced story,... Read
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Digital Transformation of the Film Industry: How to Copy Fintech's Success for FilmTech, or Algorithms and Venture Investors Are Rewriting the Film Economy
The recently published fundamental study “Russian Cinema: Limits to Growth and Lines of Development” * prese... Read
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Professions of the Digital Ruble. Part Two. Security of Use and Convenience for Citizens
As of 2025, a significant portion of Russians are skeptical about the introduction of the digital ruble. Acc... Read
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Fintech in Singapore 2025: Key Trends
In 2025, Singapore solidified its position as an international innovation hub, where technology, legislation... Read
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DFAs for the Real Sector: The Legal Framework for Transformation
Digital financial assets are applied not only to bond-based logic but to the transformation model as well. B... Read
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Banks and Humanity. Still Not Working Out? Notes from the “Focus on the Customer” Conference
While banks substantiate the benefits of humanization through LTV and customer retention, they aren't gettin... Read
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Innovations in Acquiring 2025–2026. What awaits retail in the coming years
Cashless payments in Russia has amounted to 87.50%, as reported by Elvira Nabiullina, Governor of the Centra... Read
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Why a digital bank needs an ATM network. T-Bank's Experience
We discuss the goals and challenges facing a digital bank's ATM network with Oleg Kostin, Deputy Head of Cas... Read
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Consumers are willing to buy premium brands on marketplaces
Premium brands are wary of marketplaces, believing they dilute their status. However, a study of high-income... Read
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Small and Medium Business in Russia: Results of the First Three Quarters of 2025
Tochka Bank experts analyzed the changing structure of small and medium businesses in Russia and identified ... Read
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AI Startup School 2025 Results: Is It Not the Smartest Who Wins, but the Fastest one?
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AI-powered banking chatbots can radically transform the customer experience
We recently addressed the topic of banking chatbots: a presentation by UsabilityLab CEO Dmitry Satin became ... Read
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Sber Business Soft: Inclusion 2.0: When AI Thinks One Step Ahead
Having analyzed current digital inclusion solutions and practices, Sber Business Soft experts note that for ... Read
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How Regulation Shapes the Cryptocurrency Market and Affects Its Liquidity in Russia
While Russia is seeking a balance between security and crypto market development, universal standards for cr... Read
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Is the iPhone at risk of injection attacks?
It's one thing to raise the alarm about deepfake and injection attacks on biometric systems, but it’s quite ... Read